建立黑龙江省中小企业信用担保体系的对策

Advises on Building up the System of Credit Guarantee of Small-sized and Medium-sized Corporations in Heilongjiang Province

目前,中小企业在国民经济中发挥着重要作用。然而随着我国经济市场化的加快,融资难、贷款难已经成为制约中小企业生存和发展的主要障碍。建立中小企业信用担保体系是目前扶持中小企业发展的普遍做法。本文在分析黑龙江省中小企业信用担保体系中存在问题的基础上,对完善中小企业担保体系提出了建设性意见,以促进中小企业发展。

Small-sized and medium-sized corporations play an important role in the development of the civil economy. However with the acceleration of our country's market economy, the difficulties of financing and loan become chief obstacles that hinder the existence and development of small-sized and medium-sized corporations. Building up the system of credit guarantee of small-sized and medium-sized corporations is a general way of supporting the small-sized and medium-sized corporations in the world. We base our analysis on the problems of the system of credit guarantee in the Heilongjiang province and table proposals about completing the system of credit guarantee of small-sized and medium-sized corporations in order to promote the development of the economy.