摘要
扩大内需,刺激消费是国家在今后较长一段时期经济工作的主要指导方针,消费信贷业务拥有巨大的发展空间,能否迅速强占市场份额,争夺优质客户将直接决定商业银行在未来私人业务的市场位置。如何在防范风险的前提下大力拓展消费信贷业务成为各家中资商业银行研究的课题。
The guideline of growing domestic demand will be closely followed and it will give a large room for the development of personal consumption credit. Also it has brought great market potential to the commercial banks, while also gives business risks.
出处
《经济经纬》
北大核心
2004年第1期112-114,共3页
Economic Survey
关键词
个人消费信贷
中资银行
个人住房
汽车消费
教育助学
personal consumption credit
domestic-owned bank
resident apartment
car consumption
education assistance
