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信用卡产业最优化问题的数学模型 被引量:1

Mathematical Model of Optimal Problem in Credit Card Industry
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摘要 研究信用卡产业收益最大化的问题,建立了收益最大化的数学模型,并对模型进行了求解且对求解结果进行了分析。目前我国对信用卡行业最优化问题尚缺少科学的系统研究,本文针对该问题建立了一个简单的数学模型,为进一步研究信用卡产业最优化问题提供了一种理论依据。 In this paper,the problem of maximum income in credit card industry is considered,a mathematical model of this problem as well as its analysis is given and solved.The research of optimal problem in credit card industry is just in a beginning period in our country.The model given in this paper is much helpful for the further research in the optimal problem in credit card industry.
出处 《预测》 CSSCI 2004年第1期78-80,共3页 Forecasting
关键词 信用卡产业 信用消费 贷款利率 数学模型 credit card industry credit consuming loan interest mathematical model
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参考文献5

  • 1中国改革与发展研究会.中国信用卡产业发展报告1998[M].北京:企业管理出版社,1998..
  • 2Ausubel L M. The failure of competition in the credit card market [ J ]. American Economic Review, 1991,81 :50-81.
  • 3Park S. The credit card industry: profitability and efficiency[R]. Federal Reserve Bank, New York, 1993.121-153.
  • 4Donato J M, et al.. Mining multi-dimensional data for decision support [ J ]. Future Generation Computer Systems, 1999,15:433-441.
  • 5Park S. Effects of price competition in the credit card industry[ J ]. Economics Letters, 1997,57 : 79-85.

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