消费信贷博弈模型及其均衡分析

Consumer Credit Game Model and Its Equilibrium Analysis

运用信息经济学中的土地租佃理论,建立了消费信贷博弈模型,并求出了均衡解.根据信息是否对称,主要对具有完全信息的竞争博弈均衡和具有逆向选择的竞争博弈均衡两种情形分别进行了分析。

Using land tenancy theory in the information economics, a consumer credit game model and finds an equilibrium solution is constructed . It mainly analyzes consumer credit activities in two cases: competitive equilibrium with complete information and competitive equilibrium with adverse selection respectively, according to whether the information is symmetrical or not.