摘要
CBRC approved to set village/town banks in 2006.signaling the emerging of a new mode for rural financial services.Awell-functioning financial system in rural areas is essential in China’s drive to become a harmonious and high-income society.The current financial service related to the agricultural industry needs to be further upgraded to facilitate the production and circulation of agricultural commodities.To solve the problems in the rural areas such as poor coverage of bank branches,inadequate capital supply and insufficient competition。
