摘要
Capital is still a scarce resource in the rural areas.However,traditional financial agencies cannot provide proper financial services for farmers,since farmers normally urgently and frequently demand small amount but decentralized capital.Moreover,it is difficult for the farmers to provide collaterals.To address farmers’increasing capital demands,fund mutual cooperatives are emerging in the rural areas,which are facing great opportunities as well as challenges as a fresh financial service mode in the rural financial sector.
