调整结构 回归本源 多维度转型促进银行业高质量发展

Restructure to return to the origin Multi-dimensional transformation of listed banks promotes high-quality development of banking industry

2018年,上市银行各项经营指标稳中向好,总体上呈现规模平稳增长、盈利能力增强、收入结构优化、信贷投放稳健、存款增速回升、降本增效显著、资产质量稳定的特征,在深化战略转型、服务小微民营企业、防控金融风险、推动金融科技建设等领域成绩显著。

In 2018,multiple business indicators of China’s listed banks remained stable and turned for the better.Overall,these indicators showed stable growth in scale,enhanced profitability,optimized income structure,steady credit supply,rebound in deposit growth speed,marked cost reduction,increased efficiency,and stable asset quality.These banks have had significant achievements in deepening strategic transformation,serving private enterprises and SMEs,preventing and controlling financial risks and promoting fintech development.