地方政府参与金融监管的制度逻辑及构建路径

The Constructional Path and the System Logic of Financial Regulation from the Local Government

金融业的迅速发展对监管水平提出了更高要求,在法治的框架内完善地方金融监管制度是推动我国金融体制改革、促进金融业发展的必然选择。针对地方政府参与金融监管的实践问题,文章在对地方金融监管正当性分析的基础上,采用博弈的方法对中央监管机构与地方金融监管机构之间、地方金融监管机构与地方金融机构组织的利益关系进行了分析,进而找出地方金融监管制度的完善路径,对地方金融监管理论的完善和制度的构建具有重要的意义。

The rapid development of the financial industry has required a higher level of supervision.Is there an access to improve our finance?Improving the local financial regulation system within the framework of the law is an inevitable choice to promote the reform of Chinese financial system and accelerate the development of the financial in dustry.Aiming at the practical problem of local governments' participation in financial regulation,the game theory is adopted to analyze the relationship between the central regulatory authority and local financial regulatory aglncies,as well as the relationship between local financial regulatory agencies and local financial institutions on the basis of the legitimacy analysis of looal financial supervision system.Furthermore,the path to improve the local financial regulatory system is tried to be found out.A great significance is contributed to improve the theory of local financial supervision and construct the system.