北京城区首批独生子女家庭养老风险及规避对策研究

Study on Support and Risk Avoidance of Beijing's One- child Families

文章通过阅读相关文献,根据搜集的数据,在已有相关研究结论和调研的基础上,研究北京城区独生子女家庭养老存在的风险及其原因,提出了以政府财政为主导的,以居家养老为基础、社区养老为辅助、机构养老为补充的"家庭一社会"结合型的养老服务体系风险规避对策,以期为相关政策出台提供参考。

The one- child policy was once a basic state policy in China's since it was encted in September 1979,but with the implementation of two- child policy carried out on January 1,2016,the thirty- year one- child policy came to its end. Over time,when the first generation of couples having one child now have already entered their sixtieth year ages,new social problems occur. Compared to the multi- child families,the structure and pension mode of one- child families are unique,how to ensure the elderly couple's economic condition,who can take care of their life and mental affection,what can they do in case of the loss of their child,these potential risks are one- child family has to face and should raise high attention of the society. On the basis of extensive study on relevant researchs,findings,literatures and massive data collection,this article analyzes the pension risks and reasons of Beijing urban one- child families,puts forward a government finance- led,home care- based on,community endowment- assisted,institutional care- supplemented mode system for elderly,aiming to explore a kind of'home- society'mode to avoid the risks that one- child family might bring,and to give a useful idea for the formulation of concerned policies and regulations.