3Tiwari R , Buse S, Herstatt C. Customer on the Move : Strategic Implications of Mobile Banking for Banks and Financial Enterpri-ses [C].in Proceedings of The 8th IEEE International Conference on E-Commerce Technology and The 3rd IEEE International Conference on En-terprise Computing, E-Commerce, and E-Services( CEC/EEE" 06 ), San Francisco, 2006 : 522-529.
4Wu J H, Hisa, T L.Developing E-business Dynamic Capabilities : An Analysis of E-commerce Innovation from I-, M-, to U-commerce [J]. Journal of Organizational Computing and Electronic Commerce, 2008 (18):95-111.
