“企鹅银行”撕下颠覆者标签

“Penguin Bank”to tear off the tag of changer

微众银行不走传统银行的老路,将成为一个轻资产的互联网中介平台。在李克强总理见证下发放第一笔小额贷款、背靠中国互联网巨头腾讯……首家互联网民营银行——深圳前海微众银行,身上有太多的光环,以至于很多去深圳出差的互联网金融创业者,都要在微众银行前台拍照留念。自1月18日试营业以来,微众银行动作不断,连续与平安、华夏、东亚等银行签约,但对于合作模式的细节,出席签约仪式的各方高管均讳莫如深。8月15日,微众银行APP低调上线。

"We are an internet platform, or you just regard us to be an agency, but not a bank in ordinary meaning." WeBank chairman and CEO Gu Min says at the interview with Pivot magazine, holding the bank license, WeBank is an internet platform without doing traditional banking service, whose core mission is to unite our cooperation partners. In terms of products, most of the products on WeBank platform will come from our partners, and we try to send them to our clients. The whole business mode lies in the cooperation with banks.There are two types of clients, the mass consumers small and micro enterprises on one side, banks and platforms with cooperation on the other.