基于因子分析的反洗钱地域风险分类监管

Regional Risk Classification Supervision of Anti-money Laundering Based on Risk Factor Analysis

对洗钱风险的宏观分析而言,建立和完善"风险为本"的反洗钱地域风险分类监管体系,能够提高监管的针对性,有效解决地域洗钱风险的不均衡问题,保证监管资源的合理配置。以风险为本的反洗钱监管概念和必要性为出发点,探讨风险为本的反洗钱地域监管面临的现实问题,提出基于因子分析的洗钱地域风险管理的建模理论和思路,并就我国洗钱的地域风险进行探讨和分析。

When it comes to macro analysis of money laundering risk,the establishment and improvement of risk-based regional risk classification supervision system of anti-money laundering can improve the supervision and effectively that solves the unbalanced issue of regional money laundering risk and ensures the rational distribution of supervision resources.The paper discusses the issue of regional anti-money laundering supervision from the concept and necessity of risk-based anti-money laundering,proposes the regional risk management modeling theory and ideas of anti-money laundering based on factor analysis,at last analyzes and discusses our country regional money laundering risk in-depth.