2Cohen. M.,Mccord M. J., and Sebstad. J. Journal of International Development, Reducing Vulnerability: Demand for and Supply of Microinsurance in East Africa, 2005.
3Jim Roth,Michael J. McCord, and Dominic Liber. The Landscape of Microinsurance in the World's 100Poorest Countries. The Microinsrance Center, LLC, April 2007.