3Buser, S. A. ,Chen, A. H. , Kane, E. J. Federal Deposit Insurance, Regulatory Policy and Optimal Bank Capital [ J]. Journal of Finance, 1981,36( 1 ) :51-60.
4Guttenlag,J. , Herring, R. The Insolvency of Financial Institutions: Assessment and Regulatory Disposition [ A]. Grises in the Economic and Financial Structure [ C] . Paul Wachtel, Lexington: Lexington Books, 1983.99-126.
5Chart, Y. S. , Greenbaum, S. I. , Thakor, A. V. Information Reusability, Competition and Bank Asset Quality [ J]. Journal of Banking and Finance,1986,10(2) :243-253.
6Calloway, T. M. ,Lee, W. B. , Roden, D. M. Banks'Changing Incentives and Opportunities for Risk Taking [ J ]. Journal of Banking and Finance, 1997, 21(4 ) :509-527.
7Gropp, R. , Vesala, J. Deposit Insurance and Moral Hazard: Does the Counterfactual Matter? [R]. European Central Bank Working Paper, 2001.
8Konishi, M., Yasuda, Y. Factors Affecting Bank Risk Taking: Evidence from Japan [ J ] . Journal of Banking and Finance,2004,28( 1 ) : 215-232.
9Salas, V. , Sanrina, J. Deregulation Market Power and Risk Behavior in Spanish Banks [J]. European Economic Review,2003,47(6) :1061-1075.
10Boyd, H. , Nicolo, D. The Theory of Bank Risk Taking and Competition Revisited [ J ]. Journal of Finance, 2005,60 ( 3 ) : 1329-1343.
