中小企业融资管理对策探析

The Financing Management Countermeasures for Small and Medium-Sized Enterprises

在市场经济条件下,企业的经营活动离不开及时而充足的资金支持,融资管理是企业财务管理的重要内容。中小企业在经济社会发展中起着不可替代的作用,但由于受宏观金融环境的制约以及中小企业本身制度不完善,经营管理水平低下等因素的影响,一直面临着融资渠道不畅、融资难的问题,制约了企业的发展,因此,加强融资管理显得十分重要。论文阐述了融资管理的重要意义,剖析了中小企业融资存在的主要问题,并从企业角度提出了解决问题的策略。

Under the condition of market economy, the business activities of enterprises can not do without timely and adequate financial support.Financial management is an important part of enterprise financial management. Small and medium-sized enterprises play an irreplaceable role in the economic and social development, but due to the constraints of the macro financial environment,imperfect system, low management level and other factors, small and medium-sized enterprises has been faced with poor financing channels and financing difficulties, which restricts the development of enterprises. Therefore, strengthening the management of financing is very important. This paper expounds the important significance of financing management, analyzes the main problems existing in the financing of small and medium-sized enterprises, and puts forward the strategies to solve the problem from the perspective of enterprises.