摘要
我国商业银行积累了大量不良资产给银行业带来巨大风险 ,如何有效解决不良资产已成为当务之急。利用资产证券化手段处置商业银行的不良资产是一项金融创新 ,但不良资产证券化的运作目前存有不少法律障碍 ,为此 ,有必要完善有关资产证券化方面的法律 ,推进资产证券化在我国的发展。
The large sum of Non-Performing Loans(NPLs) in Chinese commercial banks bring about great risks. How to resolve NPLs is of extreme urgency. In recent years, handling commercial bank's NPLs by using ABS has become a financial innovation. However, the execution of NPLs' securitization still faces many legal obstructions. Therefore, it's necessary to perfect the law of ABS and push forward the development of ABS in our country.
出处
《安徽大学学报（哲学社会科学版）》
CSSCI
2004年第1期29-35,共7页
Journal of Anhui University(Philosophy and Social Sciences Edition)
关键词
资产证券化
不良资产
法律障碍
assert securitization
non-performing loans
legal obstructions
