论寿险资金的运用原则及我国寿险投资

The Applied Principle of Life-insurance Capital and China's Life-insurance Investment

随着我国加入WTO,各行各业都面临着巨大的挑战,保险业也不例外。这个行业将在很短的时间内立体开放,中资保险公司将接受严峻的考验。要想在竞争中取胜,保险公司就必须不断增强自身实力。其中,保险资金的运用就是一个关键环节。但目前我国保险资金的运用还存在很多问题,因此,国家要尽快以行政法规形式发布规范条例,拓宽资金投资渠道;保险公司要尽快熟悉投资方式,使保险资金得到更有效地运用。

With China' s entry to WTO, all industries have eome to face vigorous challenges, including insurance. This industry will open in all aspects in a very short time. Our companies will accept strong tribulation. Insurance companies have to heightew their abilities if they want to succeed in the competition, the use of insurance funds is a key link. But at present, there are a lot of problems with it. So our country should issue administrative laws and regulations soon, ize themselves and widen the investment channel; and insurance companies should familiar with the ways of investment so as to make the insurance funds used effectively.