我国保险中介业存在的问题研究

Research on the Existed Problems in China Insurance Intermediary Industry

根据我国加入WTO之后中国保险中介业现状,提出了保险中介业目前存在的几个主要问题,一是保险中介机构发展不平衡;二是保险中介队伍整体素质不高;三是保险公司、保险中介、投保人之间的不协调阻碍着保险中介业的发展;四是保险监管方面的问题。针对上述问题,阐述了应采取的策略,以保证我国保险中介业的健康、稳定、持续发展。

Based on the current situation of China insurance intermediary industry, this paper expounds the important problems existed in insurance intermediary industry after China entering into WTO First, the insurance intermediary industry develops unevenly; second, the insurance intermediary industry team's whole quality is not high; third, the incongruities among insurance company ,insurance intermediary and the insured hamper the progress of the insurance intermediary industry; fourth, there are questions about the insurance supervision In view of the abovementioned problems,it puts forwand the strategy be adopted, to ensure the healthy, stable and sustainable development of the insurance intermediary industry of our country