我国中小企业信用担保的法律障碍与对策分析

Legal Obstacles to Credit Guarantee for Small and Medium-sized Enterprises in China and Countermeasures

从法律角度看,不相适应的法律障碍是不利于我国新生的信用担保业迅速发展的主要原因之一,因此,我国在扶持中小企业信用担保时,政府的作用也应体现在为建立中小企业信用担保体系创造良好的法律环境,建立、健全中小企业信用担保法律体系,保证担保信用的商业化、规范化运作。

The major obstacle to the fast growth of the burgeoned credit guarantee business in China is in the law. Therefore, while promoting credit guarantee for small and medium-sized enterprises, the government should take it as its duty to create a sound legal environment for the credit guarantee system. The current legal system related to credit guarantee for small and medium-sized enterprises must be improved and perfected, so to ensure the standardized, commercialized operation of credit guarantee businesses.