我国农村合作基金会法律制度检讨

Review on the legal system of our rural cooperative fund Associations

农村合作基金会缘起于农村社区对生产资金的需要及现行农村金融系统不能予以充分满足的合力。农村合作基金会在运行中的失误曾造成农村金融体系的振荡 ,但其主要原因并非源于该制度设计本身 ,反而恰恰是其运行背离该制度设计的结果。因之 ,我们对农村合作基金会不能因噎废食 ,简单地取缔了事 ,而更应该使该制度周详、完善 ,以规范、矫正农村合作基金会的运行 ,达成设立该制度的初衷。

The rural cooperative fund Associations came from the capital demand for agricultural producing in rural society, as well as the deficiency of financial service of our current rural financial system. Although the inaccurate operation of the rural financial fund Associations brought about the instability of our rural financial order to a degree, we found, it was not the cooperative system per se but the wrong operation deviation from the system which should be responsible of it. Therefore, we cannot give up eating for fear of choking and suppress the system in a nutshell, on the contrary, we ought make improvement and elaboration of it so as to standardize its application to achieve our original objective successfully.