保险系统损失分布模型新探

A New Model for Loss Distribution in Insurance Systems

基于一定范围内的人口总量很大(可视为无穷大),且保险人数为随量,每个被保险人的平均损失费各不相同时,导出被保险人总损失费的分布。较文[3]更具实用性。

In a certain area, there are a large populations, and the number of the in persons is a random variable, and every person's mean loss fees is not equal. In the paper the distribution of the total loss fees for insurance is studied.