摘要
承保风险和投资风险是保险公司两大风险之源。本文围绕着这两大风险从我国保险公司的现状和承保风险集聚的理论方面分析保险公司上市的必要性和可能性,然后,通过建立承保集聚风险分散和组合投资风险分散的模型,进一步从理论上阐明上市分散风险的功能,最终得出上市是发展我国保险事业的有效途径的结论。
Underwrite risk and investment risk are the two major sources of risks for insurance companies. Around the two major risks, the necessities and possibilities are analyzed that insurance companies go on the market from the aspects of the present conditions of Chinese insurance companies and the theory on the gathered underwrite risk. Then, through building the model of the scatteration of the gathered underwrite risk and portfolio risk, the function of scattering risk of going on the market is further expounded. At last, a conclusion is drawn that going on the market is an efficient way to develop our insurance causes.
出处
《预测》
CSSCI
2004年第2期18-21,共4页
Forecasting
关键词
保险公司
上市
承保风险
投资风险
风险分散
insurance company
going on the market
underwrite risk
investment risk
scattering risk
