金融微观规制变迁与银监会的制度价值

The transition of microeconomic regulation in finance and the institutional value of the supervising and regulation committee of banking in China

中国银行业监督管理委员会的设立通过专业化经济提高货币政策和微观规制效率,促进央行的独立性和金融(银行)规制的市场化和国际化。要避免因旧体制下的一系列问题在银监会的传染和复制,必须实现国有金融所有者与金融规制者的身份分割,使国有金融退出竞争性金融领域。

The establishment of the spervising and regulation committee of banking in China would improve the efficiency of the monetary policy and microeconomic finance regulation.It can also promote the independency of the central bank and make the finance regulation more marketable and international.In order to avoid the conta gion and copy of the problem of old institution to the su pervising and regulation committee of banking in China,we must disjoin the regulator and the owner of the state finance,then realize the exit of state in the competitive field.