国家助学贷款的风险与防范

Risk and Defensive Measure of National Loan of Education

国家助学贷款是一个政治、福利、教育、金融概念的混合体。本文主要从国家助学贷款发放的现状、存在的问题入手,提出了应加强维护信用制度的法律建设;创建良好的社会信用环境;改进管理制度与操作模式;加强各部门的协调与沟通等防范措施。

National loan of education is a mixture of politics, education welfare and finance .This article will come up with some defensive measures about the status and the status and the risk of national loan of education with setting up law to strengthen credit rule, building up good social credit environment improving the management and the model of operation and strengthening the coordination and the communication between each department.