摘要
根据有关银行存款理论，在像美国等近乎完全竞争的金融市场上，单个银行在长期内几乎无法控制对存款的定价；而在中长期内，最终决定存款服务定价的是整个市场，并非单个银行。在美国，银行业的存款利率经历了从管制到放松的过程，其标志分别是两部著名的联邦法律，即：1933年通过的《格拉斯·斯蒂格尔法》
In October, 1th,2003.A service for local commercial bank beginning as to it is providing proceeds to charge. Though the common people charges to the bank to still know it not much, must clear and definite is, bank as to it the savings that provide and the loan serve take the certain expenses is to be an irresistible general trend.So, how do the bank fix the price for the service while providing product service ?
出处
《现代商业银行》
2004年第4期31-31,共1页
Modern Commercial Banking
