国家助学贷款的现状及理性思考

Current Situation and Rational Consideration of the National Student Loan

国家助学贷款是国家为资助家庭经济困难高校学生而推出的重要政策,目前已初见成效;但在具体实施过程中也出现了学生"骗贷"和违约不还贷、银行热情不高的现象,究其原因是多方面的,需要社会、银行、学校、学生等各方面的共同努力,以使此项"惠民"工程得到良性发展。

The national student loan is an important policy which ease the college students with financial difficulties. The initial effect is obvious to all. But some students' cheating and being in breach of the contract and the lack of enthusiasm of the banks appear in the actualization. A variety of reasons for this problem can be found. In order that this project which benefits the people develops in a good way, the collective endeavor of the society, the banks, the schools, the students and others is expected.