浅析我国银行议付信用证项下的两种融资方式

Analyzing of two kinds of financing methods adopting by the banks of China under negotiation letter of credit

出口押汇和议付是议付信用证项下的两种融资方式。文章从两者的内涵、法律性质、融资行的权利和义务等方面进行阐述,剖析了我国银行在议付L/C项下对客户融资时,大多只以出口押汇而不以议付方式操作的原因,并且提出了一些防范议付风险的措施。

Export loan under mortgage of documents and negotiation are two kinds of financing methods under negotiation letter of credit. After analyzing the connotation,law natures,the responsibility and obligation of financing banks under the two financing methods,the article expounds why the banks of China finance mainly by export loan under mortgage of documents not by negotiation,and put forwards some measures of preventing negotiation risks.