住房保障制度比较分析

Comparison and Analysis of the Housing Guarantees System

为满足低收入者的基本居住需求,英国、瑞典等西方国家建立了比较完善的住房保障制度。各国住房保障制度在保障动因、目标、保障责任和功能等方面具有相似之处,在保障物质基础、保障模式、保障方式、公共住房供应模式、住房补贴方式等方面存在差异,学习和借鉴国外住房保障制度的成功经验,对完善我国住房体系有着重大的启迪作用。

Some western countries, for example, Britain and Sweden, have already set up a near-perfect Housing Insurance System in order to meet the needs of low-income groups. In all nations, although similarities can be found in the reasons, purposes, responsibilities and functions of applying Housing Insurance System, differences still exist in many aspects, such as its material basis, insurance modes, insurance ways, the patterns of supplying public accommodations, and housing subsidies. As a result, learning the successful experience of the Housing Insurance System in other countries will greatly benefit the perfection of the Chinese Housing Insurance System.