对我国征信行业监管的建议

The Proposal On Supervising Credit Checking Industry

征信行业的存在和发展是进一步规范我国市场经济秩序的保证,也是我国加入WTO与国际接轨的需要。在我国,征信行业刚刚起步,在发展过程中存在着数据库的缺失和封锁、有关法律的缺位等困难和问题。这些问题严重制约着征信行业的发展,因此政府必须对征信行业进行规范和监管。

The existence and development of credit checking industry ensures the further standardization of the order of the market-orianted economy, and it is also the urgent need as China joins the WTO. In China, there are many troubles and difficulties at its initial development such as the lack and blockade of data, the insufficiency of relative laws, etc. These problems refrain the development of credit checking industry serioulsy; therefore, this industry sould be regulated and supervised by the government.