我国商业银行的国际竞争力研究

On International Competitiveness of China's Commercial Bank

界定商业银行国际竞争力的内涵,确定决定商业银行国际竞争力的主要决定因素,建立商业银行国际竞争力的衡量指标体系。根据这个指标体系对我国商业银行的国际竞争力进行了评价。在此基础上提出我国商业银行金融创新提高国际竞争力的具体对策,主要是制度创新、业务创新、技术创新和服务创新四个方面。

China's commercial banks are exposed to tough international competition as China's financial bank is opening up further. On the basis of clarification of the concept of commercial bank's international competitiveness, the paper determined the main factors concerning commercial bank's international competitiveness and construct the corresponding index system. Then the evaluation of China's commercial bank's international competitiveness is undertaken and measures of financial innovation on how to improve China's commercial bank's international competitiveness are proposed including institution innovation, product innovation, service innovation and technology innovation.