我国商业银行的经营绩效分析

An Analysis of the Operating Performances of Chinese Commercial Banks

本文从银行盈利能力、发展前景与风险等方面,运用因子分析法分析比较了我国各类型商业银行的经营绩效,比较全面地探讨了我国银行经营绩效低的原因,并提出了提高我国商业银行整体绩效的策略建议。

The author uses factor analysis to analyse and compare operating performances of Chinese commercial banks in terms of profit capacity、developmental prospect and risk etc. Based on the research the author probes into the cause of low efficiency in Chinese banks comprehensively. Strategies on how to improve the general efficiency of Chinese commercial banks are suggested.