建立个人信用制度 推进消费信贷发展

本文通过对我国消费信贷的发展现状、我国的信用现状、建立个人信用制度应从哪些方面着手等问题的探讨 ,指出建立个人信用制度对促进消费信贷发展。

In this paper,the author does research on the developing situation of consumption credit ,the credit situation and approaches to the establishment of individual credit system.The author also points out that it plays a significant role in improving the development of consumption credit and enlarging internal needs to establish individual credit system.