带生命周期消费的经济动态模型

A Dynamic Model with Life-Cycle of Consumption

我们以戴蒙德的世代交叠模型为蓝本 ,建立了一个经济动态模型。该模型是消费的生命周期模型与人口模型、索洛增长模型的有机结合 ,并且纳入了社会养老保险、收入预期、寿命预期、非预料死亡和遗产继承等内容。我们用此模型研究了经济增长率和资产收益率变动对储蓄率的影响。

Based on Diamond overlapping model, this paper presents a dynamic economic model. This model combines life-cycle model with population model and Solow growth model, and considers many aspects, such as social endowment insurance, expected income, expected life, unexpected mortality and heritage. This paper studies the effect on saving rate due to the change of economic growth and asset return.