新型银企关系与国企改革

New connection of Bank and enterprise and State enterprise reform

国有企业的改革和发展关系到我国经济体制改革进程和社会经济的持续发展,也与整个金融业的稳定健康发展息息相关。改革开放以来,银企关系从计划经济体制下的行政管理服务关系,逐步向市场化法人实体之间商业服务关系过渡,但与现代商业银行制度和现代企业制度的改革目标相比,银企关系改革尚未取得实质性突破。银企市场关系的信用基础脆弱,银行信贷资产的风险不断加大,国有企业依然面临经营困难、社会负担重等现实问题,迫切需要银行的支持。因此,应建立新型的银企关系,以强化银行对国有企业改革和发展的支持。

The State enterprises reform and develop are connection with our country's economy system reform course and the continuance develop of society economy, and is closely bound up the whole finance industry's stabilize develop. Since the reform and open, the relation of bank and enterprise transited from administration manage serve of plan economic system to market fictitious person entity business serve connection. But compare to the reform of modern times business bank system and modern times enterprise system, the reform of bank and enterprise relation don't yet acquire material breach. The trust basis of the bank and enterprise's relation, it need the sustain of bank. Thus, We should constitute new bank and enterprise' relation, in order to intensify bank' sustain to reform and develop of state enterprise.