做大做强 我国股份制商业银行战略目标

To Be Big and Strong:a Strategy Target of China’s Share-incorporated Commercial Banks

目前 ,股份制商业银行存在规模太小、市场份额太少 ,资产质量不高、隐含较大的风险 ,资本充足率低、资本结构不尽合理等问题 ,这些问题若不及时有效地解决 ,必将影响其今后的发展。而要解决这些问题 ,就需要采取内、外资参股及上市、兼并等措施 。

At present, many problems exist in share incorporated commercial banks such as too small a size, market share, asset quality, more risks hidden, low capital adequacy ratio, unreasonable capital structure, etc. Should these problems not be solved in a timely and efficient way, subsequent development will be surely affected. To solve them, measures ought to be taken, such as domestic and foreign funds incorporated into share, listing on exchanges, mergers, etc. To make share incorporated commercial banks big and strong.