我国当前消费力不足的原因及对策探讨

The Insufficient Consumer Power in China Today: Causes and Countermeasures

相对于我国目前的经济增长和投资增长而言,消费力仍显不足。收入分配差距大,积累在总产出中的比重过大,储蓄动机强烈,农民收入水平低,收入的不确定性大等是造成我国目前消费不足的主要原因。解决这些问题的关键是:政府利用税收和支出政策调整收入结构,缩小可支配收入差距;提高中低收入者和低收入者的持久收入水平,特别是提高农民的持久收入水平;从抑制储蓄动机和使储蓄转化为消费入手,完善社会保障制度和消费信贷体系,提高当前消费水平。

Comparing to the economic and investment growth, China's consume power is insufficient. Several major consume theories' basic ideas give us some enlightenment from different angles and trains of thought. The large gap of the income distribution, the large proportion of accumulation in the income distribution, the strong saving motives and the uncertainty of income are the main reason for the current insufficient consume power. The key to solve these problems is adjusting the income structure through using tax and expenditure policy by government, reducing the gap of Distribution Personal Income, raising the person's permanent income of low-middle and low level, especially peasant's permanent income, enhancing worker's wage level, take the restraining saving motives and making the saving motives transform consume as the point of departure, perfecting social insurance institution and consume credit system and improving current consume level.