美国是如何以立法促进支票电子化进程的?

How USA speeds up electronization of check through legislation?

支票在美国是一种仅次于现金的结算方式。据悉，美国每年要处理近425亿张支票．但这其中只有一小部分是通过电子化的方式处理的，其余大部分则是通过银行之间的纸质票据交换进行提示和处理的。这种纸质的票据交换系统依赖于可靠的空中和陆地运输以确保支票及时送达到付款银行手中。在“9·11事件”中，

As a kind of full securities, check is being made strict written requirements on its issuing, presentation and payment by commercial instrument laws of various countries including the US based on the needs of circulation and transfer. Furthermore, the US utilizes means of law more prudently and effectively to boost electronization of check.