美国信用制度建设的三个方面

Three aspects in construction of credit system in the US

美国作为世界上最发达的国家，拥有完备的金融体系和信用制度，正是这一体系和制度为美国个人信贷和商业发展打下了坚实的基础。

Credit is stressed by American people and enterprises and greatly advances the economic growth, the fundamental reason is that there is a developed and perfect credit system in the US. it is that system, we can say, lays a foundation for personal credit and commercial development in the US.