摘要
在金融综合化经营的条件下,银行业需要进行以功能为基础的重组,通过重组制度和基础结构,创立多层次的银行结构来更为有效地实现商业银行的经济功能。笔者借鉴企业并购理论,分析其对商业银行功能重组的适用性,对银行功能重组的思路进行一些有益的探讨。
On the condition of financial conglomerate, bank industry needs to restructure on a functional basis. Improving the system and the basic structure will help to establish multi-level bank structure and achieve economic function of commercial banks. The article makes use of M&A theory to analyze the applicability of functional restructuring of commercial banks, and then discusses some useful ideas.
关键词
并购理论
经济功能
效率
功能重组
: M&A theory
economic function
efficiency
functional restructuring
