商业银行商业化程度评价体系初探

Primary research on the appraisal system of commercialization degree in commercial banks

以《商业银行法》的颁布为标志 ,中国银行、中国农业银行、中国工商银行、中国建设银行等几大国有专业银行都迈出了商业化步伐。几年的商业化改革运作 ,回头总结一下 ,做出恰当的科学评价是十分重要的。本文提出了一套商业银行商业化程度评价方法 ,旨在帮助商业银行发现目前存在的商业化问题 。

Marking by the issuance of “Commercial Banking Law”,Bank of China,Agricultural Bank of China,Industrial and Commercial Bank of China,China Construction Bank and other state owned specialized banks stride forward to the orientation of commercialization development.Several years reform and operations on commercialization,it is rather important to make a summary as well as some proper scientific appraisal.The author puts forward appraisal pattern for commercialization degree in commercial banks,which aims at discovering the current problems existing in the commercialization development of commercial banks and researching the strategy for the future commercialization.