摘要
储蓄率是影响经济增长的重要因素之一。它对于发展中国家的中国而言更为重要。通过对影响中国储蓄倾向的因素进行考察而建立的储蓄函数显显:收入和历史储蓄对中国储蓄倾向的影响最为显著;利率对中国储蓄倾向的影响很小,通货膨胀对中国储蓄倾向施加较大的负影响;制度变迁对中国储蓄倾向则没有明显的解释关系。决策者可以此结论作为制定相应政策对策的理论依据。
The deposit rate is an important factor in the economic growth. In this paper, a saving function is built through an analysis on the factors influencing Chinese people banksaving inclination. With an econometrical model, it can be concluded that income and saving records are the most important roles, interest rate has little influence, inflation has only opposite influences, and institutional factors have not obvious influences. Decision-makers can make corresponding measures by referring to these findings.
出处
《商业研究》
北大核心
2004年第13期120-122,共3页
Commercial Research
基金
黑龙江省教育厅人文社会科学研究项目(编号:10534031)。
关键词
储蓄率
储蓄函数
计量经济模型
deposit rate
saving function
econometrical model
