现代经济发展与金融风险

Modern Economy Development and Finance Risk

经济增长和金融自由化改革刺激了银行和企业部门的扩张,投资总量快速增长,投资结构开始恶化,资金的实际使用效率下降,这一切都为金融风险埋下隐患。分析20世纪末产生的新经济,虚拟经济在带来巨大收益的同时,也隐藏着巨大的金融风险。因此,我国在金融深化和金融自由化的进程中应谨慎而行,并从实体经济结构和金融经济结构的调整入手,确保经济的可持续发展。

The growth of economy and financial liberalization reform quicken the expension of banks and enterprises. With the fast increase of total investment, the structure of investment begins to worsen, which lowers the efficiency of fund usesage. All these factors may bring about potential financial risks. With an analysis of new economy emerged at the end of the 20th century this paper describes the huge financal risks resulting from the foam of developing economy and points out the importance of strengthening the finance risk management during developing modern economy.