中资银行在加入WTO过渡期内的主要竞争手段

The Major Competitive Means for Chinese Banks During the Transitional Period After Entering the WTO

加入世界贸易组织后,中国承诺在2007年底前完全放开对外资银行的各种限制。在2002年到2007年加入WTO过渡期内,中外资银行间的竞争将异常激烈。根据外资银行进入我国的情况,特别是花旗银行在国家专利局申请的19项专利,了解了金融产品对占领国际市场的重要意义,因此必须结合中资银行的创新现状,制定提出我国银行业金融创新的发展途径。

After entering the WTO, Chinese government promises to abolish all restrictions for foreign banks by the end of 2007. During this transitional perid from 2002 to 2007 there will surely be a tense competion between the native banks and foreign banks. Considering the current situation, especially the fact that National City Bank of New York applied for 19 patents it the Sate Patent Bureau, it is crucial for Chinese financial products to take up the international market. The paper draws up the means for Chinese banks to improve the competitive power.