从粗放走向集约——中国银行业的发展方向

The Change of Growth Style——the Development Direction of China's Banking Industry

我国银行业目前还处于较低的发展阶段 ,主要表现之一是增长方式仍以粗放经营为主 ,集约程度不足。更好地借鉴西方发达国家大银行的成功经验 ,变粗放经营为集约经营 ,是中国银行业今后发展的方向。本文首先通过分析 ,得出我国银行业尚处于粗放经营阶段的结论 ,然后从四个方面入手 ,探索我国商业银行实现集约经营的途径。

Due to the old growth style which aims at speed and quantity, banking industry in China is still at a low development level To learn successful experience from big banks in developed countries, as well as change the growth style, i e aiming at quality and profitability, is the direction to which banking industry in China goes