商业银行流动性风险管理决策程序研究

Study on decision procedure of liquidity risk management of commercial bank

以金融风险管理基本流程为基础 ,分析我国商业银行流动性风险管理的现状 ,可以看出 ,目前我国商业银行流动性风险管理决策程序的各环节发展不平衡、流动性风险管理范围欠全面。因此 ,结合我国商业银行流动性风险管理的特点与环境基础 ,完全可以构建流动性风险管理决策程序的理想模式。

Based on the theory of financial risk management procedure, this paper analyzes the present situation of commercial banks in China. The results show that some problems of liquidity risk management are existing in China commercial banks, such as imbalance of different management stages, incomplete category in liquidity management. By considering the environment and characteristics of China banks, this paper puts forward an optimal model on liquidity risk decision procedure for China commercial banks.