从市场经济的角度审视民间金融市场的发展

To Develop Nongovernmental Monetary Market as Viewed from the Stand point of Market Economy

民间金融市场,随我国经济的日益商品化,货币化和信用化而蓬勃发展。对于它的属性、地位和作用的认识,也在愈益深化。但由于我国经济制度和模式的局限,以往的认识中也存在某些误区,以致影响了政策的选择。今天,我国从理论、体制到政策上。

Main Points: a ) Market economy is the base for nongovernmental monetary market to survive and develop; b ) The high interest rate of people-to-people credit is subject to the superprofit rate in a market economy; c ) Private bank and individual credit is in need of property diversification of bank industry; d ) Usury and swindle must be eliminated from the nongovernmental monetary market; e ) Develop nongovernmental monetary market according to the rule of market economy.