基本医疗保险对老年人主观幸福感的影响及其机制研究

Study on the Influence and Mechanism of Basic Medical Insurance on the Subjective Well-Being of the Elderly

目的:了解参加基本医疗保险是否会提升老年人主观生活幸福感,研究基本医疗保险对老年人日常生活产生的影响,为老年人提升生活幸福感提供依据。方法:基于2017年中国综合社会调查(CGSS)的调查问卷及数据,筛选出5028份样本数据且具有代表性。利用序次逻辑回归模型(Ologit)对参加医疗保险的老年人与他们主观生活幸福感指数进行回归。结果:参加基本医疗保险对提升老年人主观幸福感有着显著影响。结论:参加基本医疗保险能够显著提升老年人的幸福感,尤其是中低收入老年人的幸福感,因此,完善社会基本医疗保险是保障老年人幸福生活的重要条件之一。

Objective: To understand whether participating in basic medical insurance will improve the subjective life happiness of the elderly, study the impact of basic medical insurance on the daily life of the elderly, and provide a basis for the elderly to improve their life happiness. Methods: Based on the questionnaire and data of the 2017 China Comprehensive Social Survey (CGSS), 5028 sample data were selected and representative. The Ordered Logistic Regression Model (Ologit) is used to regress the elderly who participate in medical insurance and their subjective life happiness index. Results: Participating in basic medical insurance has a significant impact on improving the subjective well-being of the elderly. Conclusion: Participating in basic medical insurance can significantly improve the happiness of the elderly, especially the middle- and low-income elderly. Therefore, improving the basic social medical insurance is one of the important conditions to ensure a happy life for the elderly.