基本养老保险全国统筹影响因素研究

Research on Influencing Factors of National Overall Planning of Basic Endowment Insurance

随着我国人口老龄化的程度持续加深,采取积极的政策与战略面对人口老龄化所带来的一系列问题成为我国当前重要的战略布局。在养老保险的研究领域中,基本养老保险制度作为涉及面最广的一项制度政策,受到了社会各界的广泛关注,也是学界在养老保险方面的核心议题。面对我国当前快速老龄化的实际国情,以国家提出的各项缓解老龄化而提出和实施的各项政策为基础,探讨我国基本养老保险全国统筹的实际需求和主要问题,文章运用DEMATEL-ISM分析方法构建了基本养老保险全国统筹的影响因素指标,厘清了因素的重要程度以及层次结构,其中老龄人口占比为深层根本影响因素,对基本养老保险全国统筹起到了关键的影响作用,最后提出完善基本养老保险全国统筹运行机制的对策,为基本养老保险全国统筹提供了积极参考。

With the deepening of China’s aging population, adopting active policies and strategies to face a series of problems brought about by the aging population has become an important strategic layout in China at present. In the field of endowment insurance research, the basic endowment insurance system, as the most extensive system policy, has been widely concerned by all sectors of society, and it is also the core issue in academic circles in endowment insurance. In the face of the actual situation of rapid aging in our country, based on the various policies put forward and implemented by the state to alleviate the aging, this paper discusses the actual needs and main problems of the national overall planning of basic old-age insurance in our country. This paper constructs the influencing factors index of the national overall planning of basic old-age insurance by using DEMATEL-ISM, clarifies the importance and hierarchical structure of the factors, in which the proportion of the elderly population is the deep fundamental influencing factor, which plays a key role in the national overall planning of basic old-age insurance. Finally, it puts forward countermeasures to improve the national overall planning of basic old-age insurance, which provides positive reference for the national overall planning of basic old-age insurance.