当代大学生网贷消费现象的根源探析及思考

Exploring and Thinking about the Origin of Contemporary University Students’ Consumption of Network Loan

本文通过对学生网贷案例的处理,分析了当代大学生网上借贷消费的根本原因,由此思考了从高校的角度出发如何充分发挥思想政治理论课程“第一课堂”、学生活动“第二课堂”以及学生寝室园区“第三课堂”的合力,积极引导学生主动辨别校园不良网贷,帮助学生树立正确消费观和培养理性消费习惯。

This article analyzes the source why undergraduates get network loan to satisfy excess consumption from the case of undergraduates’ network loan;then from the college’s perspective, thinks about how to give full play to the ideological and political theory courses as “the first classroom”, student activities as the second, and dormitories as the third, in order to actively guide students to identify the unscrupulous campus network loan and help them form a correct consumption concept and develop rational consumption habits.