后疫情时代视阈下我国医疗保险体系改革探究

The Reform and Exploration of Chinese Medical Insurance System in the Post-Pandemic Era

随着医疗保险体系的深入改革,如何让医疗患者享受到更加丰富的保险产品,已经成为保险行业发展的重要研究内容。尤其是随着疫情防控常态化、后疫情时代的到来,对医疗保险体系改革来说既是挑战,又是发展契机。本文着眼于后疫情时代的视角,探索我国医疗保险体系改革。首先分析了后疫情时代与医疗保险体系改革之间的关系,之后分析了后疫情时代医疗保险体系改革面临的困难,最后从三个方面分析了后疫情时代视阈下我国医疗保险体系改革的有效途径。

With the in-depth reform of the medical insurance system, how to make medical patients enjoy more abundant insurance products has become an important research content in the development of the insurance industry. Especially with the normalization of epidemic prevention and control and the advent of the post-epidemic era, it is not only a challenge but also a development opportunity for the reform of the medical insurance system. This paper explores the reform of China’s medical insurance system from the perspective of the post-epidemic era. This paper first analyzes the relationship between the post-epidemic era and the reform of the medical insurance system, then analyzes the difficulties faced by the reform of the medical insurance system in the post-epidemic era, and finally analyzes the effective ways of the reform of the medical insurance system in China from three aspects.